Category: Philosophy

July Update//Achieving Our Goals and Managing Our Fears

After a few months of flirting with it, we finally crossed the line of having investments exceed 20X our current annual spending. This was our original goal. We achieved it three months after our original target financial independence day. Our initial reaction was excitement and joy. Then we started thinking a bit about what these […]

Do You Need Help To Achieve Financial Independence?

When we started down our path to financial independence and early retirement (FIRE), we made many massive investing mistakes which I have documented extensively. My primary purpose in starting this blog was to become a consumer advocate to help educate others to avoid our mistakes. I also wanted to share our story to challenge long […]

There Is No “Risk-Free” Option

I recently swapped guest posts with Jared Casazza at “Fifth Wheel Physical Therapist”. Jared in turn got a response to my guest post written by Joe Reinke, CFA. Joe’s post critiqued how I manage risk and offered an alternative strategy. I disagree with the premise and conclusions strongly. However, I am happy to share opposing […]

May Update//Revisiting Our Financial Independence Day

So Close! Our investments as a multiple of our annual spending number continues to creep up. We reached another all time high this month at 19.7X up from 19.4X last month. The asset side of the equation continues to be bolstered by the ongoing bull market and automated monthly contributions, pushing asset values up 1.7%. On […]

Choose Healthy, Not Normal

I recently shared the story of Jared Casazza who, like me, is a physical therapist with an interest in financial independence. He writes the blog Fifth Wheel Physical Therapist. Jared and I have discussed the many parallels between poor physical health and poor financial health, both of which are unfortunately very common in our society. […]

April Update// Three Pictures Are Worth…

It was a crazy busy month in the Elephant Eater household, which meant little time for writing. However, I do want to share three images in this monthly update. If a picture is worth a thousand words, that means this short post is packing 3,000+ words of knowledge. BAM! Picture 1 The upward march toward […]

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