Category: Philosophy

Becoming More Transparent//The Positive and Negative Of Blogging Anonymously

Over the past three years, I, with my wife’s blessing, help, and support, have chosen to be an anonymous blogger. This decision has been both a blessing and a curse. The Blessing On the blessing side, anonymity gave me the courage to put my ideas out in the public eye in ways that I otherwise […]

March Update//Trusting Your Process

Our assets as a multiple of our annual spending have reached their all-time high at 18.7X, up from 17.9X last month. This 18.7 number is actually artificially low as we’ll show below. Breaking Down The Numbers On the assets side, there was not much change. Our portfolio was up by .82% over the past month, […]

From 6-Figure Debt To Financial Independence In Less Than 5 Years

Today I am bringing you a guest post courtesy of Jared Casazza, who writes the blog “Fifth Wheel Physical Therapist“. He is a just starting his career  as a PT while working to rapidly achieve financial independence. He recently reached out to me due to our shared career and interest in FIRE. We quickly hit […]

Don’t Be A Donkey

Financial independence/early retirement (FIRE) blogs can be summed up with a few simple directives that nearly everyone repeats: Save a large percentage of your income (preferably at least 50%). Learn to be a DIY investor. Invest in index funds, or dividend focused stocks, or real estate, or all of them. Minimize your taxes. Consider yourself […]

Are We Financially Independent?//Breaking Down the Budget

In our last post, we shared that our annual spending was up approximately $10,000 compared to the previous year. We are pretty anti-budget, and we appreciate having the ability to be flexible with our spending. However, we are even more anti-being ignorant of important stuff. I think knowing where our cash is flowing qualifies. Our […]

Why We’re Happy We Didn’t Achieve Our Goal

As 2017 rolls in, many people talk of resolutions and goals for the new year. There is also a lot of reflection on the year that was. Our primary goal when starting this blog was achieving financial independence and retiring early. We defined this as achieving assets valued at 20-25X our annual spending by May […]

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