Month: April 2015

Who Can You Trust?

We had to answer an important question when taking control of our own finances. Who do you trust for financial information? We’ve been thinking about that questions as we’ve been trying to increase our readership and spread our message to a wider audience.  We’ve recently been featured as the introduction to JL Collins’ Stock Series, in a guest post on […]

DIY Investing Resource #4: All About Asset Allocation

Our fourth selected DIY investing resource is All About Asset Allocation by Richard Ferri, CFA.  Ferri is the founder of the investment advisory firm, Portfolio Solutions. He is also a dedicated “Boglehead” which is where I first learned of him.   This book is divided into three parts: Asset Allocation Basics Asset-Class Selection Managing Your Portfolio.   Parts one […]

Can You See the Forest?

Recently, I had the opportunity to be interviewed by Rob Berger for the Dough Roller Podcast.  The main theme of the interview was sharing how we were able to amass the resources to be able to retire by age 40.  I shared our many mistakes with investing and tax planning as well as details about our lifestyle that on the […]

The Worst Investment Advice I’ve Ever Heard Everywhere

Recently, I had the opportunity to write a guest post for the White Coat Investor website.  In the post, I was critical of the personal finance industry and encouraged readers to educate themselves.  There were a number of comments that agreed that I had “set up a bit of a straw man that makes advisors look […]

A Day in The Life of Extreme Frugality

We live in a world where most personal finance advice is to save 10-20% for retirement.  The average American saves about 5% of their take home pay.  Many people are drowning in debt. We have always maintained around a 50% savings rate, while never earning six-figure salaries.  To many, this is considered extreme frugality. In the past 2 […]