Category: Spending
“Dirtbag Millionaires”
Throughout our adult lives, we’ve floated back and forth weekly between two parallel universes. The “Dirtbags” We are very active in a number of outdoor activities. Every weekend we would head out into our circle of friends involved in these activities. Most people we know are weekend warriors like ourselves. However, there are a few […]
August Update// Mixing The Math and Emotion Of Retirement Planning
Continuing Upward Our chart took another small tick upward this month. Investment values rose .91%. Expenses were very consistent as we spent $30 less than we did last August. Add it up and our assets as a multiple of annual spending improved from 20.2X to 20.6X. As projected earlier in the year, our month to […]
There Is No “Risk-Free” Option
I recently swapped guest posts with Jared Casazza at “Fifth Wheel Physical Therapist”. Jared in turn got a response to my guest post written by Joe Reinke, CFA. Joe’s post critiqued how I manage risk and offered an alternative strategy. I disagree with the premise and conclusions strongly. However, I am happy to share opposing […]
June Update//We Spent 6-Figures On Our Vacation!
Well it was a crazy month for us. We’re going to skip the usual introduction to the update with graphs because nothing much changed. We spent a little bit more than usual which was balanced out by continued investment contributions and gains taking our investment values as a multiple of annual spending from 19.67 down […]
February Update//Movin’ On Up and Random Shout Outs
Well that graph is finally looking better. Our numbers were buoyed by a combination of a big spending reduction as compared to last February and a continued run on stocks sending our asset values on a continued upward trajectory. Last month our assets increased by 3.45%. Simultaneously, our annual expenses dropped by 4.3%. Add it […]
Are We Financially Independent?//Breaking Down the Budget
In our last post, we shared that our annual spending was up approximately $10,000 compared to the previous year. We are pretty anti-budget, and we appreciate having the ability to be flexible with our spending. However, we are even more anti-being ignorant of important stuff. I think knowing where our cash is flowing qualifies. Our […]
