Disclosure!

This blog and all posts contained within are NOT meant to:

(1) serve as a recommendation to choose any particular investment or investment strategy

(2) serve as tax advice

(3) serve as financial advice/plan.

We are simply sharing our opinions, experiences and strategies that we employ with our own finances and lifestyle.  We recommend strongly that you do your own independent research and develop a plan specific and appropriate to your own needs.  We encourage everyone to always question everything, including what you read on this blog.  We did, and it has worked out well for us!